Terms of Service

1. Acceptance of Terms

By accessing and using HOA Analyst, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our service.

2. Use License

Permission is granted to temporarily use HOA Analyst for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose
• Attempt to decompile or reverse engineer any software contained on HOA Analyst
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or mirror the materials on any other server

3. AI-Generated Analysis Disclaimer

HOA Analyst uses artificial intelligence to analyze HOA documents and provide insights. While we strive for accuracy, the AI-generated analysis is provided for informational purposes only and should not be considered legal or financial advice. Users should:

• Verify all information independently
• Consult with qualified professionals before making real estate decisions
• Review original HOA documents directly
• Understand that AI analysis may contain errors or omissions

4. User Data and Privacy

Your use of HOA Analyst is also governed by our Privacy Policy. By using our service, you consent to the collection and use of information as detailed in our Privacy Policy.

5. Subscription and Payment

HOA Analyst offers both free and paid subscription tiers:

• Free tier includes limited analyses per month
• Paid subscriptions are billed monthly and automatically renew
• You may cancel your subscription at any time
• Refunds are not provided for partial months
• We reserve the right to change pricing with 30 days notice

6. User Content

By uploading HOA documents or other content to HOA Analyst, you grant us a license to use, store, and process this content solely for the purpose of providing our services. You retain all ownership rights to your content.

7. Limitation of Liability

HOA Analyst and its suppliers will not be liable for any damages arising out of the use or inability to use our service, including but not limited to damages for loss of data, loss of profit, or business interruption, even if we have been advised of the possibility of such damages.

8. Accuracy of Materials

The materials appearing on HOA Analyst could include technical, typographical, or photographic errors. We do not warrant that any of the materials are accurate, complete, or current.

9. Modifications

We may revise these terms of service at any time without notice. By using HOA Analyst, you agree to be bound by the current version of these terms of service.

10. Contact Information

If you have any questions about these Terms of Service, please contact us through the support options available on our website.